Designing next-generation credit-decisioning models

McKinsey & Company

As banks continue their digital transformations, they can follow four best practices for automated credit-decisioning models to incorporate more of the right data to meet future challenges.

Ep. 162 – Credit Karma Co-Founder & CTO, Ryan Garciano

COO Alliance

Our guest today is Ryan Graciano, co-Founder and CTO of Credit Karma. Today, Ryan runs an ever-expanding group of engineers tasked with building out new products at pace while stressing a culture of agility and experimentation, even as Credit Karma reaches new levels of scale.


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Supplier Spotlight: US Pay provides Savings of Credit Card Processing

CenterPoint Group

corporate Beneficial Business Partners cost savings power of leveraging Success Purchasing Leadership Business B2B Partnerships Procurement Sourcing Merchant Services Credit Card Processing

A credit lifeline: How banks can serve SMEs in South Africa better

McKinsey & Company

Small and medium-size enterprises are crucial to the economy in South Africa, and optimal support is needed to ensure their recovery and growth into the next normal. Middle East and Africa

Preparing for a Business Loan

Ground Floor Partners

6) What is your personal credit score? If your personal credit score is about 700 (or above), then this is in your favor. If your credit score is below 600, then your odds of getting a loan are very low (unless you have significant collateral or some other positive offsetting factor).

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The coming opportunity in consumer lending

McKinsey & Company

The resumption of the credit cycle will offer innovative entrants rare access to underserved customer segments. Risk Insights

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Tishkoff Zoom Office


All tech credit to Michael Daley & tech2bit for putting this system together This is Tishkoff’s new office in the age of COVID! Most litigation in the U.S. is currently conducted using Zoom.

A blueprint for scaling voluntary carbon markets to meet the climate challenge

McKinsey & Company

The trading of carbon credits can help companies—and the world—meet ambitious goals for reducing greenhouse-gas emissions. Here is what it would take to strengthen voluntary carbon markets so they can support climate action on a large scale. Insights on Sustainability

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MarketSource Employee Spotlight: Les Reed

Market Source Inc

Charlotte credits learning GIS in college for her list of amazing life experiences, which includes helping to fight poaching in Zambia. Read Charlotte's story. The post MarketSource Employee Spotlight: Les Reed appeared first on MarketSource. General

Tishkoff Zoom Office


All tech credit to Michael Daley & tech2bit for putting this system together This is Tishkoff’s new office in the age of COVID! Most litigation in the U.S. is currently conducted using Zoom.

MarketSource Employee Spotlight: Charlotte Paulet

Market Source Inc

Charlotte credits learning GIS in college for her list of amazing life experiences, which includes helping to fight poaching in Zambia. Read Charlotte's story. The post MarketSource Employee Spotlight: Charlotte Paulet appeared first on MarketSource. General

Government packages & relief from insolvent trading liability

Synergy 48 Group

A guide to surviving COVID-19 for SMEs Resource Library General Resources Accessing Govt Support Cashflow management Minimising workplace risk Supporting & Paying Staff Working from home Government packages & relief from insolvent trading liability Thanks to Jeanine Purdie from Business Credit Solutions for sharing this information provided by the Australian Institute of Credit Management […].

15 Tips to Protect Your Small Business on the Internet

Ground Floor Partners

8) Do not email or store documents with your social security number, credit card information, etc. Never store customer or vendor credit card information on any computer unless it is through a secure service. 9) Set up a credit freeze with one or more credit reporting agencies (Equifax, Transunion and Experian). 10) Check your individual and business credit reports at least once a year. Sign up for a credit alert group, or subscribe to Lifelock.

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What’s Your Problem? with Thomas Wedell-Wedellsborg

Thinkers 50

Photo credit: Innovation Roundtable The post What’s Your Problem? On January 7, Thomas Wedell-Wedellsborg discussed how you can solve the right problems by mastering the art of reframing during the “What’s Your Problem?” webinar in the Big Idea Webinar series from Thinkers50 and Zevio. .

Are Alliance Managers Just “Born” That Way – Or Are They Moulded?

Peter Simoons

Alliance Managers are the conductors that bring it all together and often don’t mind that they are not the first to receive credit for what they do. Recently I presented to Dr. Brian Tjemkes’ Alliances, Mergers and Networks Program at the VU University in Amsterdam.

MarketSource Employee Spotlight: Tyler Jahn

Market Source Inc

Tyler Jahn credits his outlook and work ethic to the many incredible people in his life. “If If there’s one thing I can summarize that I’ve learned from all of them, it’s that if you put an effort into something you enjoy, you’ll be rewarded.

Wasabi’s Laurie Mitchell on Expanding Into the International Market

The 2112 Group

Much of Wasabi’s overseas success is credited to European and Asian channel partners that have spurred the storage company’s expansion.

The Distinction: Data Privacy versus Protection

Compare The Cloud

For example, when you swipe your credit card for a service provider such as an online writer approved by writing service reviews , you are doing two things. Data trespasses are a source of problems for both companies and their customers.

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3 ways to help corporates connect with conscious consumers

Stellar Partnerships

Recently we headed to our local shopping centre for a mum and daughter afternoon of coffee, cake and refreshing her wardrobe on my credit card. I’m getting lessons in conscious consumerism from my 19 year-old daughter.

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Synnex-Tech Data Merger Reflects Distribution’s Evolution

The 2112 Group

And they’re evolving their credit and financing initiatives to minimize vendors’ risk and give them immediate revenue recognition. . To their credit, distributors almost universally say they have no designs on competing with the existing channel by selling direct.

A Look Back: The Evolution and Impact of ATM Networks


Credit for the free-standing ATM we know today probably belongs to John D. In New York City, Citibank’s early entry into the ATM space is credited with growing their market share by more than 3x – from 4% in 1977 to 13.4%

Partner Program Guide: IBM PartnerWorld in 2021

Channel Insider

Entry : build and service partners new to IBM offerings Advanced : add sell partners that require learning, development, and test environments Premier : add more cloud credits and education benefits Enterprise : exclusive partners with total IBM Business Partner Benefits.

How Marc Benioff’s Vision for Cloud-Based Service Lifted Up the Innovations of over 3,000 Entrepreneurs


While Benioff is not credited with creating software as a service, he is considered one of its earliest adopters and biggest proponents. From the moment he founded Salesforce, Marc Benioff believed that he was creating the future of CRM software.

Ep. 154 – Gary Sinise Foundation COO, Elizabeth A. Fields

COO Alliance

Creating collaborative environments, trusting people to do their jobs, empowering staff, giving credit where credit is due, and providing support and guidance are all values she takes to heart. Our guest today is COO Alliance Member Elizabeth A. Fields, COO of the Gary Sinise Foundation. . Elizabeth joined the Gary Sinise Foundation in 2018 as its Director of Development before being promoted to Chief Operating Officer.?

Creating a Repeatable Sales Model in a Targeted Vertical

Phoenix Consulting Group

Although I would love to take credit for that quote, it was actually the response of VP of sales when a partner described their value proposition as “we do everything”.

How to Combat the 3 Biggest Content Development Challenges in Tech

PLM Alliances

Additional attendance is extra credit. New content is published online at an astounding rate. Estimates say that 2 billion blogs are published each year, not to mention all the other types of collateral shared online.

Sale of Ingram Micro Closes as Channel Evolves Again

Channel Insider

In addition, Ingram Micro has become more flexible with the credit terms it offers. Rather than only assessing the credit worthiness of the channel partner, Robinson says Ingram Micro will also assess the creditworthiness of the end customer to determine how much financing to make available.

If We’re Not a Channel Anymore, What ARE We?

Channel Insider

That is immediately consumed by the credit we must extend to purchase and extend to the customer, and also the cost of operations, including cutting purchase orders, receiving, invoicing, warehouse, inventory holding, and more.

What Can They Be Paid? Advising Charitable Organizations on Executive Compensation

Pearlman + Pearlman

Areas which might be scrutinized by government regulators could include: purchases or leases of automobiles; payments of country-club dues; use of apartments, interest-free loans; travel expenses; use of charity credit cards without documentation; and blanket amounts to spend on expenses.

How to Optimize Product, Pricing, and Packaging for Cloud Marketplace

If there’s no direct translation, consider selling credits . If you’re having a hard time finding a direct match between your typical packaging and Marketplace limits, you can sell pre-committed credits.

How Far Could Your Business Go with the Right Strategic Partnership?


Today strategic alliances are widely credited as a main driver of Starbucks’ long-term success and growth. Continuous innovation is a major challenge faced by business executives today.

The rise of influencer marketing in Southeast Asia


Virtual influencer, Maya, with Style Rider / Image Credit: PUMA. Ayu posing for Buluscare / Image credit: ayutingting92. Anne flaunting a bow from Jennifer Behr / Image credit: annecurtissmith.

Are You and Your Business Partner on the Same Page?

B Plans

Disputes over money can drive a wedge between the strongest of relationships, whether you’re part of a married couple weighed down by debt, or business partners disagreeing over the best use of the company credit card. You want to dodge the joint business credit card . You can consider setting a low limit on the credit card, just enough to cover necessary business expenses without worrying about your partner buying a big screen TV for the lobby.

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Three Ways to Deliver Real Dashboard Insights to Your Boss

PLM Alliances

If you’re in sales, you’ll want pipeline data, win/loss analysis, actual sales data, and likely some connections to the sales or channel teams getting credit. We are living in the era of Big Data. There is an ocean of information waiting at our fingertips.

Food Manufacturing Growth Stages

Ground Floor Partners

That means you have to have enough cash and credit, and consumers ready to buy, to seal the deal. This only makes sense if you have a huge market, lots of demand for your products, and enough cash and credit to finance the expansion. While some food manufacturing businesses start out as well-funded spinoffs by giant companies such as Kraft or Nestle, many others start out as tiny startups with a simple idea and very little funding.

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Fuel Cell Trucks Market Gains Momentum as Auto Industry Embraces a Hydrogen Economy Transition

Frost & Sullivan

Regional governments and energy departments are encouraging fuel cell truck adoption through incentives, tax credits and funding. The prospect of fuel cell trucks in hydrogen economies is intriguing to companies pursuing zero-emission mobility solutions, says Frost & Sullivan.

The COVID-19 Revolution

PLM Alliances

COVID-19 has upended all the usual ways we conduct business, and the changes aren’t going to go away with the virus. We have the opportunity to use this crisis to be creative and imaginative about rethinking how we work, and to embrace and strengthen our human connections with one another.

Business Plan as a Living Document

Ground Floor Partners

If you ever need a new loan or line of credit, you’ll have your documents ready to show a banker or investor. The jumping off point for most entrepreneurs is writing a business plan. This is usually done to secure financing, but it is also requested by business advisers, vendors, partners and others. There are hundreds of free templates available, all of which are very similar and relatively straightforward. Keep in mind that your business is unique and some elements may not apply.

Seven ways to pay influencers today and tomorrow


Brands began to offer store credit and rebating rewards for their partners to get around an Advertising Standards Authority (ASA) ruling and also make posts appear more authentic. Store credit and rebating. s CAP Code, rebating through store credit requires no such disclosure.

Big Idea Webinar: What’s Your Problem with Thomas Wedell-Wedellsborg

Thinkers 50

Thomas Wedell-Wedellsborg explains how to solve the right problems by mastering the art of reframing. Have you or your colleagues ever worked hard on something only to find you were focusing on the wrong problem entirely? Most people have.